en The diagnosis is, and has alerted all the authorities of the kingdom with a total of 14.528 billion dirhams in the first four months of 2009 to 16939000000 dirhams for the same period last year, the decline of the transfers ERM is of more than 14 %. A study conducted by the message of the Agency Sopi is the downward trend in already visible in the final months of 2008 was taken directly from the effects of the international economic crisis, the European countries.